Need an appraisal in Murfreesboro or Rutherford County?

See the top 7 reasons why TN homeowners need Mid-Ten Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a TN property tax assessment
  3. To reduce your mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a TN divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Rutherford County or the state of TN

Do you own a house in or near Murfreesboro? Do you need help deciding the value of your real estate?
Contact Mid-Ten Appraisals.

We at Mid-Ten Appraisals understand the special needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Mid-Ten Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Mid-Ten Appraisals is experienced in helping people just like you abolish undesirable PMI insurance.

Challenging Rutherford county's assessment of your property

If you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Mid-Ten Appraisals is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be inconvenient from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Mid-Ten Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.